BBVA CIB expands product capabilities in transactional banking to optimize liquidity and diversify financing sources

The exponential growth of receivables finance and the expansion of the asset securitization market are reinforcing BBVA’s strategy to help clients optimize liquidity and diversify their sources of funding. To support this, the bank has strengthened its specialized teams in the United Kingdom, the United States, and Mexico, and has established a global hub in the U.S. to scale these solutions internationally.

Through its Global Transaction Banking (GTB) unit, BBVA CIB continues to enhance its offering by developing advanced financial solutions that enable companies to optimize liquidity management and diversify their financing sources.

One of the main priorities over the coming months will be the expansion of receivables finance solutions, which saw exponential growth over the past year. This momentum was driven by strategic deals, including the first receivables purchase program (RPP) transactions in Mexico and other significant operations with clients across the U.S., Europe, the UK, and Spain, involving RPPs, mass receivables, and securitizations.

Optimizing working capital has become a key priority for clients seeking more personalized, flexible solutions tailored to their specific needs.

As a result, the Working Capital Solutions business unit has reinforced its specialist teams with experts in the UK, the U.S., and soon Mexico, aiming to continue enhancing its offering and expanding its global reach.

Within the structured receivables finance product suite, the team has placed particular emphasis on asset securitizations, which have been identified as a strategic growth pillar for CIB, especially in the U.S. and Europe.

According to Inés Campos, Head of Working Capital Solutions at BBVA, "This market, valued at around $500 billion, represents a significant opportunity for BBVA. In line with this strategy, a specialized hub was established in the U.S. in 2024, one of the most important geographies in this space, which will allow us to scale this initiative globally."

Clients’ growing interest in these structured products stems from the need to monetize large asset portfolios without impacting their borrowing capacity or increasing their bank risk limits. This approach not only provides access to financing under more favorable conditions but also optimizes their funding costs.

Meanwhile, Juan Carlos Sánchez, Head of GTB at BBVA in the U.S., emphasized, "We have obtained the necessary internal approvals to expand our operational capabilities and offer these high-value solutions to all our clients, helping them optimize liquidity, manage risk, and diversify their financing sources."

With this approach, BBVA CIB’s transactional banking business aims to strengthen its leadership in innovative financial solutions and continue supporting clients in structuring operations that optimize resources and bolster their competitiveness in a global market full of challenges.