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Email disclaimer


E-mail transmissions and any other electronic communication (i.e., email, instant messages, SMS, etc.) and any attachments thereto (an “e-communication”) are believed to be free of any virus or other interference, security threat or defect that might affect any computer system or network into which it is received, however, it is the recipient’s responsibility to ensure that it is threat free and no responsibility is accepted by Banco Bilbao Vizcaya Argentaria, S.A. (“we”, “us”, “our”, “BBVA”), its subsidiaries and affiliates, as applicable, for any loss, damage, liability arising in any way from its use or from its retransmission.

E-communications may contain information that is confidential, privileged or otherwise protected from disclosure and its transmission shall not be construed as a waiver of its confidentiality or privileges. If you are not the intended recipient of any e-communication, you are hereby notified that any disclosure, copying, distribution, or use of the information contained herein (including reliance thereon) is strictly prohibited. If you have received such e-communication in error, please delete and/or destroy all electronic and paper copies from your system and notify the sender immediately.

E-communications neither constitute an agreement to conduct transactions by electronic means nor create any legally binding contract or enforceable obligation in the absence of a fully signed written contract.   BBVA does not waive any intellectual property rights in this e-communication.

You should not transmit orders, instructions (including trade instructions or fund transfer instructions) or identifying information regarding your account(s) by such e-communications.  BBVA is not responsible for accepting, processing or executing such orders and/or instructions transmitted to us in this manner.

BBVA reserves the right, to the extent and under circumstances permitted by applicable law, to retain, monitor and intercept such e-communication to and from its systems.  Any e-communication that is conducted within or through BBVA’s systems will be subject to being archived, monitored and produced to regulators and in litigation in accordance with our policy and local laws, rules and regulations.

Our affiliate, BBVA Securities Inc. (“BSI”) is a broker-dealer established in the United States, a member of FINRA, (www.finra.org), and SIPC, (www.sipc.org), and is subject to the rules of disclosure affecting such members. Securities and other or financial investment products are not deposits, are not FDIC insured, are not bank guaranteed, may lose value, and are not insured by any federal government agency and are not a condition to any banking service or activity. Before investing in any instrument, review carefully the material and literature related to such instruments, such as offering and circular letters, term-sheets, prospectuses, etc.  PAST PERFORMANCE IS NO GUARANTEE OF FUTURE RESULTS.

This communication is for informational purposes only and is not intended as a solicitation, commitment or an offer to buy or sell securities or to participate in any particular trading strategy, nor is it an official confirmation of terms. Any comments or statements made herein do not necessarily reflect those of BBVA, its subsidiaries and affiliates. The information contained in this communication does not constitute a research document, investment or financial product advice, or a recommendation to enter into a transaction, and is not intended to be used as a basis for a decision of any kind. You should consult with your own tax, legal, accounting, financial and investment advisor with respect to any such decision. The information, opinions, estimates and forecasts contained in this communication have been arrived at or obtained from sources believed to be reliable, and in good faith, but no independent verification has been made, and BBVA makes no warranty, expressed or implied, as to their accuracy, completeness or correctness. No representation is made that any returns or forward-looking statements contained herein should or will be achieved. BBVA does not undertake to update the information contained herein. Price, availability and other information are subject to change without prior notice. BBVA disclaims any and all liability for any direct or consequential losses arising from the use of this communication or its contents.

USA Patriot Act Disclosure: Pursuant to the requirements of the USA Patriot Act (Pub. L. 107-56) and other applicable laws, rules and regulations, BBVA may be required to obtain, verify and record your name, address and other information that will allow us to identify you.