Bank & Sales Solutions

At BBVA, we support banks and financial institutions worldwide with international payments, clearing, correspondent banking and trade finance solutions.

We also provide domestic banking solutions to international financial institutions operating in markets where BBVA holds a leading position, including Spain, Turkey and Latin America. These solutions include current accounts, credit facilities, cards, payroll services and clearing house representation services.

Our capabilities

Clearing services

BBVA provides clearing services in EUR, MXN, PEN, TRY through its leading franchises in Spain, Mexico, Peru, Turkey. These capabilities include local and cross-border payments, accounts for financial institutions, access to local and regional clearing systems, and tailored solutions designed to meet the specific needs of each institution.

Our value proposition include:

• Processing of commercial and financial payments.
• Cross-border instant payments through BBVA Directa.
• CLS capabilities in MXN.
• Clearing house representation services.

As key strengths, BBVA combines a strong presence across Europe, Latin America and Turkey with high levels of automation and operational efficiency. Particularly noteworthy are our SWIFT GPI payment tracking capabilities (99.1% GPI Quality Index) and our dedicated specialized service model for financial institutions.

Trade Finance for financial institutions

BBVA supports banks and financial institutions in helping their clients manage international trade operations.

Key capabilities

• Advising, confirmation and discounting of letters of credit.
• Standby letters of credit.
• Local and international guarantees, including performance bonds, advance payment guarantees, bid bonds, customs and tax guarantees.
• Trade finance and working capital loans.
• Structured LCs.

Key strengths

• Tailored solutions based on country, counterparty and transaction type.
• Specialized Customer Support teams providing agility and dedicated assistance.
• Mobilization of sustainable guarantees.
• Global presence: specialized teams in more than 25 countries and a strong international network of 2,000 correspondent banks, enabling global reach combined with close and efficient service.

Why work with BBVA

Financial institutions need partners that combine execution capabilities, transparency, solvency, technology and local expertise. Our value proposition is built on four key pillars:

1. Local presence in key markets
   BBVA has leading franchises in Spain, Mexico, South America and Turkey, enabling us to provide solutions backed by deep market knowledge, local capabilities and specialized teams.
2. Execution and traceability
   Our SWIFT GPI capabilities, digital channels and leadership in cross-border instant payments help improve speed, visibility, tracking and traceability across operations.
3. Innovation applied to real payment needs
   We develop solutions designed to address our clients’ specific needs. BBVA Directa is a clear example of innovation applied to correspondent banking: payments to Spain in seconds, available 24/7/365, with no cut-off times and end-to-end traceability.
4. Specialized service
   Our relationship, product and operational support teams work closely with clients throughout origination, implementation, monitoring and incident resolution processes.

BBVA S.A. España – General Terms & Conditions Correspondent Banking Services